Split Personality Creates Urban Ghost Stories

Hea is a time traveler.
He traveled to a game world where having no money would trigger the "Kaitan Killing Line", and he was heavily in debt as soon as he regained consciousness.
Fortunately.
The soul that the ghost story came to collect was unexpectedly another personality split from Hea's illness.
And after the personalities were turned into monsters one by one, Heya discovered that he could still control these personalities.
Personality=soul?
Realizing this, Hea seems to have discovered some kind of business opportunity.
From then on, he began to try to find urban ghost stories in different stories, and actively used his soul (personality) to exchange a large amount of benefits with the other party.
Even used these personalities to infiltrate the inside of Kaitan.
After its own number gradually expanded, a new strange story appeared in the world.
A ghost story appearing in the plural is wandering in this city, a ghost story that is feared by everyone and the ghost story.